Plain terms.
No surprises.
These terms govern your use of Predicai products. Last updated: March 2026.
Using Predicai
By using Predicai products — Signal, Academy, or Shield — you agree to these terms. You must be 18 or older to purchase. You may not use Predicai products for unlawful purposes or to harm others.
Academy
Your Academy enrollment is personal and non-transferable. You earn access by submitting work — you may not share access or sell your account. Certification reflects your demonstrated capability and is issued to you individually.
Refund policy: full refund within 14 days if you have not completed Level 2 submissions.
Shield
Shield is a subscription product. Monthly subscriptions may be cancelled at any time with effect from the next billing cycle. Annual subscriptions are refundable within 30 days of purchase.
Shield provides educational protocols and tools. It does not guarantee prevention of fraud or financial loss. Implement the safe word protocol with your family immediately upon subscribing.
Signal
Signal is free. You may unsubscribe at any time. We may discontinue Signal with 30 days’ notice to subscribers.
Intellectual Property
The Predicai curriculum, frameworks, and published content are owned by Predicai. Your work and submissions remain yours. We do not claim ownership of anything you create using our tools.
Limitation of Liability
Predicai products are provided in good faith. We are not liable for decisions made based on AI outputs. The human in the loop — you — remains accountable for final decisions.
Contact
Legal questions: legal@predicai.ai